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Core Category21 Working Tools

Finance & Tax Tools

Calculate Indian GST, taxes, loans, and currency conversions with official rates and reverse formulas.

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Available Finance Tools

Financegst-calculator

GST Calculator (India)

Calculate Indian Goods and Services Tax (GST) with standard slabs (5%, 12%, 18%, 28%), reverse GST, and CGST/SGST/IGST breakdown.

โœ“Interactive 5%, 12%, 18%, and 28% official GST tax slab selection
โœ“Dual-mode: GST Exclusive (Add GST) and GST Inclusive (Reverse Tax)
โœ“Intra-state (CGST + SGST) vs. Inter-state (IGST) automatic breakdown
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Financeuae-gratuity-calculator

UAE Gratuity Calculator

Calculate UAE End of Service Gratuity under Federal Decree-Law No. 33 of 2021 with 21-day and 30-day salary tiers and 2-year cap.

โœ“Compliant with UAE Federal Decree-Law No. 33 of 2021
โœ“Calculates 21-day (years 1-5) and 30-day (year 5+) tiers
โœ“Enforces strict 2-year basic wage statutory cap
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Financeqatar-gratuity-calculator

Qatar Gratuity Calculator

Calculate Qatar End of Service Gratuity under Labour Law No. 14 of 2004 Article 54 based on 21-day basic wage per service year.

โœ“Compliant with Qatar Labour Law No. 14 of 2004 Article 54
โœ“Calculates 21 days basic salary for every year worked
โœ“Supports pro-rata calculation for additional fractional months
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Financesaudi-gratuity-calculator

Saudi Gratuity Calculator

Calculate Saudi End of Service Award under Labor Law Articles 84 and 85 comparing resignation versus contract termination payouts.

โœ“Fully compliant with Saudi Labor Law Articles 84 and 85
โœ“Differentiates between contract termination and voluntary resignation
โœ“Calculates half-month (first 5 yrs) and full-month (subsequent yrs) awards
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Financeuk-100k-tax-trap-calculator

UK ยฃ100k Tax Trap Calculator

Calculate lost Personal Allowance and the 60% effective marginal tax rate between ยฃ100,000 and ยฃ125,140 with pension salary sacrifice solutions.

โœ“Calculates exact Personal Allowance taper loss under Income Tax Act 2007
โœ“Visualizes 60% income tax + 2% National Insurance marginal trap
โœ“Determines exact pension salary sacrifice required to reclaim ยฃ12,570
Static RouteLaunch Toolโ†’
Financeuk-inside-vs-outside-ir35-calculator

Inside vs Outside IR35 Calculator

Compare UK contractor take-home pay between Outside IR35 Ltd company dividends and Inside IR35 umbrella PAYE under Chapter 10 ITEPA.

โœ“Models Outside IR35 Ltd company with 19-25% Corp Tax and dividends
โœ“Models Inside IR35 Umbrella deductions (Employer NI 13.8%, Levy 0.5%, PAYE)
โœ“Calculates the exact Inside day rate needed to match Outside take-home
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Financeuk-child-benefit-tax-charge-calculator

UK Child Benefit Tax Charge Calculator

Calculate High Income Child Benefit Charge (HICBC) between ยฃ60,000 and ยฃ80,000 with pension salary sacrifice clawback mitigation.

โœ“Updated for the higher ยฃ60,000 threshold and ยฃ80,000 full clawback limit
โœ“Calculates exact 1% charge per ยฃ200 of adjusted net income over ยฃ60k
โœ“Determines exact pension contribution needed to avoid the charge completely
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Financeus-1099-self-employment-tax-calculator

US 1099 Self-Employment Tax Calculator

Calculate US 15.3% Self-Employment Tax on IRS Schedule SE, income tax deductions, and quarterly estimated tax payments for 1099 contractors.

โœ“Calculates 15.3% SE tax (12.4% Social Security + 2.9% Medicare) on 92.35% net profit
โœ“Applies the 50% self-employment tax deduction for Federal AGI reduction
โœ“Computes state income tax and total net take-home income
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Financeus-bonus-tax-withholding-calculator

US Bonus Tax Withholding Calculator

Calculate federal 22% supplemental bonus withholding versus true marginal tax liability under IRS Publication 15-T with refund gap analysis.

โœ“Applies the statutory flat 22% federal supplemental wage withholding rate
โœ“Calculates FICA (6.2% Social Security + 1.45% Medicare) and state taxes
โœ“Compares upfront paycheck withholding against your true marginal tax bracket
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Financeus-rsu-tax-sell-to-cover-calculator

US RSU Tax Sell to Cover Calculator

Calculate shares sold to cover federal and state withholding taxes on equity vesting and quantify underwithholding tax gaps for tech employees.

โœ“Models standard broker "sell-to-cover" share liquidation on vesting day
โœ“Calculates statutory 22% federal withholding + 7.65% FICA + state tax
โœ“Determines net shares delivered directly to your brokerage account
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Financegerman-steuerklasse-factor-calculator

German Steuerklasse 3/5 vs 4/4 Factor Calculator

Compare German tax classes 3/5 and 4/4 with factor under EStG ยง 39f to optimize monthly net pay and avoid back-tax penalties.

โœ“Compares Steuerklasse 3/5 with Steuerklasse 4/4 with Factor (EStG ยง 39f)
โœ“Calculates accurate joint factor (Faktorverfahren) with 3 decimals
โœ“Projects monthly take-home net pay for both spouses
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Financegerman-freelancer-gewerbesteuer-calculator

German Gewerbesteuer Calculator

Calculate German trade tax for self-employed businesses with the โ‚ฌ24,500 tax-free allowance, municipal Hebesatz, and ยง 35 EStG credit.

โœ“Applies statutory โ‚ฌ24,500 tax-free allowance for individuals and partnerships
โœ“Calculates Steuermessbetrag at statutory 3.5% base rate
โœ“Applies municipal trade tax multiplier (Hebesatz) from 200% to 900%
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Financenetherlands-30-percent-ruling-calculator

Netherlands 30% Ruling Calculator

Calculate Dutch 30% ruling expat tax exemptions, minimum salary thresholds, and net monthly take-home increases under Belastingdienst rules.

โœ“Applies standard (โ‚ฌ48,013) and Master under 30 (โ‚ฌ36,497) qualifying thresholds
โœ“Enforces the annual Balkenende salary cap (โ‚ฌ262,000)
โœ“Calculates exact tax-free allowance and taxable base salary
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Financeireland-emergency-tax-calculator

Ireland Emergency Tax Calculator

Calculate Irish emergency tax deductions and PAYE tax refunds with or without PPSN under Revenue payroll rules.

โœ“Models Irish Revenue emergency basis with or without PPSN provided
โœ“Calculates weekly standard rate cutoff (โ‚ฌ846.15/wk) and 40% higher band
โœ“Compares emergency deductions against standard cumulative PAYE credits
Static RouteLaunch Toolโ†’
Financecanada-incorporated-consultant-dividend-calculator

Canada Corp Dividend vs Salary Calculator

Compare Canadian incorporated consultant dividend draws versus T4 salary under CRA small business deduction with CPP optimization.

โœ“Applies the 12.2% Canadian Small Business Deduction (SBD) corporate tax rate
โœ“Compares Non-Eligible Dividend path against T4 Salary with CPP contributions
โœ“Calculates combined corporate and personal tax under both strategies
Static RouteLaunch Toolโ†’
Financeaustralia-medicare-levy-surcharge-calculator

Australia Medicare Levy Surcharge Calculator

Calculate ATO Medicare Levy Surcharge (MLS) tiers (1.0%, 1.25%, 1.5%) for singles and families and private health insurance savings.

โœ“Models ATO income tiers for singles ($97k+) and families ($194k+)
โœ“Calculates Tier 1 (1.0%), Tier 2 (1.25%), and Tier 3 (1.5%) surcharges
โœ“Compares annual tax penalty against baseline private hospital cover costs
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Financeaustralia-div-293-tax-calculator

Australia Div 293 Tax Calculator

Calculate Division 293 15% extra tax on superannuation contributions for high income earners earning over A$250,000 threshold under ATO rules.

โœ“Applies statutory A$250,000 Division 293 income + superannuation threshold
โœ“Calculates 15% extra tax on the lesser of super contributions or excess
โœ“Calculates total combined super tax (15% fund base + 15% Div 293 = 30%)
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Financesingapore-absd-property-tax-calculator

Singapore ABSD & BSD Property Tax Calculator

Calculate Singapore Buyer Stamp Duty (BSD) and Additional Buyer Stamp Duty (ABSD) for Citizens, PRs, and Foreigners across property tiers.

โœ“Applies tiered Buyer's Stamp Duty (BSD) rates up to 6% for residential properties
โœ“Calculates Additional Buyer's Stamp Duty (ABSD) for Citizens, PRs, and Foreigners
โœ“Supports 1st, 2nd, and 3rd+ residential property purchases
Static RouteLaunch Toolโ†’
Financeswitzerland-pillar-3a-tax-savings-calculator

Switzerland Pillar 3a Tax Calculator

Calculate Swiss Pillar 3a private pension tax savings up to statutory CHF 7,258 maximum under cantonal and federal tax rates.

โœ“Updated for the 2026 Swiss Pillar 3a statutory maximum of CHF 7,258
โœ“Calculates immediate tax deductions based on cantonal marginal tax rates
โœ“Projects real net out-of-pocket contribution costs
Static RouteLaunch Toolโ†’
Financespain-beckham-law-tax-calculator

Spain Beckham Law Tax Calculator

Calculate Spanish Beckham Law 24% flat expat tax savings versus standard progressive IRPF tax rates under Ley 35/2006.

โœ“Models flat 24% tax rate up to โ‚ฌ600,000 under Spanish Special Expat Regime
โœ“Models progressive general IRPF brackets up to 47% for comparison
โœ“Calculates exact net annual salary and disposable income increase
Static RouteLaunch Toolโ†’
Financeitaly-regime-forfettario-calculator

Italy Regime Forfettario Calculator

Calculate Italian flat tax (5% startup or 15% standard) on Partita IVA revenues up to โ‚ฌ85,000 with INPS Gestione Separata deductions.

โœ“Supports the โ‚ฌ85,000 statutory annual gross revenue ceiling
โœ“Applies official ATECO profitability coefficients (default 78% for tech/consulting)
โœ“Calculates INPS Gestione Separata pension contributions (26.07%)
Static RouteLaunch Toolโ†’

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