Australia Medicare Levy Surcharge Calculator
Calculate ATO Medicare Levy Surcharge (MLS) tiers (1.0%, 1.25%, 1.5%) for singles and families and private health insurance savings.
1How to Use Australia Medicare Levy Surcharge Calculator
The Australian Medicare Levy Surcharge (MLS) is an additional levy of up to 1.5% imposed on higher-income earners who do not hold complying private hospital cover.
- Step 1.Enter your taxable income for MLS purposes in Australian Dollars (A$).
- Step 2.Select your family status: Single or Family/Couple.
- Step 3.View your applicable surcharge tier percentage and annual dollar surcharge.
- Step 4.Compare your surcharge against a benchmark hospital insurance policy to see savings.
2Formulas, Methodology & Key Features
ATO Medicare Levy Surcharge Tiers
Singles earning above $97,000 (and families above $194,000) pay an extra surcharge on total taxable income unless they hold private hospital cover:
3ATO Medicare Levy Surcharge Matrix (A$)
| Taxable Income (A$) | Single MLS Rate | Annual Surcharge | Hospital Policy Cost | Net Saving with Policy |
|---|---|---|---|---|
| A$105,000 | 1.0% (Tier 1) | A$1,050 | A$1,250 | -A$200 (Policy Cost) |
| A$125,000 | 1.25% (Tier 2) | A$1,563 | A$1,250 | +A$313 Saved |
| A$160,000 | 1.5% (Tier 3) | A$2,400 | A$1,250 | +A$1,150 Saved |
| A$220,000 | 1.5% (Tier 3) | A$3,300 | A$1,250 | +A$2,050 Saved |
?Frequently Asked Questions (FAQ)
Common questions answered about Australia Medicare Levy Surcharge Calculator.
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